There has been significant change within the Australian insurance industry. For a number of reasons, and of most concern to many of our clients, premiums across the market have increased considerably, impacting many policy holders. It became increasingly apparent to us that life insurance advice, while a key component of wealth planning, now requires specialist expertise. We have partnered with MBS Insurance, one of the largest specialist advice businesses in Australia to support the current and future needs of our clients, providing a choice that we believe is akin to our current professional offering.
Insurance advice is about sharing information and education, to enable you to make an informed decision around the risks you face. When recommending insurance, we consider your financial position, lifestyle requirements, tax minimisation and cash flow implications. Regularly reviewing your cover is also important to ensure it remains appropriate to your circumstances and well-priced.
Pays a lump sum to your family if you pass away or become terminally ill.
Pays a lump sum amount if you become permanently disabled.
Pays a lump sum amount if you suffer a critical illness or serious injury.
Pays up to 70% of your pre-tax income for a set period of time if you’re unable to work.
Pays a lump sum to the business if a key person in the business passes away or becomes seriously ill.
Pays a lump sum if a business owner is forced to exit due to death or total permanent disability.
Reimburses you for certain business expenses incurred while you are injured.
Any advice provided on this page of the website is of general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information. SBA Risk Pty Ltd trading as SBA Insurance is a Corporate Authorised Representative of MBS Advice Licence Pty Ltd ABN 25 654 854 136 Holder of Australian Financial Services Licence No.536983 (‘AFSL’).